FAQs Archive | Page 3 of 5 | In Home Care Sydney | Live In Care | 24 Hr Elderly Care

Q: Can my parent use their Government Subsidised Care Package to pay for part of my Live in care cost?

[fusion_text]Answer: Yes absolutely. Consumer Directed Care (CDC) is as the name suggests – consumer directed, not p rovider directed. The care recipient or consumer has the right to choose who will be their Approved Provider , what type of care they prefer (e.g. Live in Care), when they want it and who is to supply the care. So even if your current Approved Provider doesn’t provide Live in Care you can request Daughterly Care because we specialise in providing: private care; dementia care high care; and Live in Care From our audits of hundreds of Approved Providers’ monthly statements, we have seen Old School-Approved Providers keeping between 30% - 63% pa of your: 1. Government funding; 2. Your Basic Daily Care Fee (Consumer Co-contribution); 3. Your Income Tested Care Fee; plus 4. your Voluntary Top Up Fees. Once the Approved Provider fees have been deducted from your Government funding, the balance is what you have left to contribute towards the cost of your Live in Care cost. Daughterly Care Community Services only charges 20% pa total Approved Provider fees on your Home Care Package income so investigate if it is financially worthwhile moving your Home Care Package to Daughterly Care Community Services to maximise the Government funding available to pay for your Live in Care. [/fusion_text]

Q: Dad earns little income but his house is worth a bit. Is the Consumer Directed In Home Care Package assets tested?

[fusion_builder_container hundred_percent="yes" overflow="visible"][fusion_builder_row][fusion_builder_column type="1_1" background_position="left top" background_color="" border_size="" border_color="" border_style="solid" spacing="yes" background_image="" background_repeat="no-repeat" padding="" margin_top="0px" margin_bottom="0px" class="" id="" animation_type="" animation_speed="0.3" animation_direction="left" hide_on_mobile="no" center_content="no" min_height="none"][fusion_text]Answer: There is no assets test for a Consumer Directed Care In Home Care Package , there is only an income test. NOTE : However please note Nursing Home placements have BOTH income and assets tests. If your father earns less than $26,985.40 income per year he just pays the Basic Daily Care Fee of $10.43 per day which is 17.5% of the Age Pension. This is also called a co-contribution fee. As of September 2018, the annual Basic Co-Contribution is $146.02 per fortnight or $3,806.95 per person per annum. The fee changes twice a year when the age pension changes on 20th March and 20th September. If your father earns more then he has to pay a Consumer Income Tested Fee . There is a lifetime cap on the Income Tested Care Fee once your father has contributed $65,357.65. All these fees are explained on our page: What are the costs of a Consumer Directed Care (CDC) Home Care Package . If your father is 'asset rich and income poor' with no investment portfolio or superannuation to sell, he might consider drawing down on some of the equity in his home using a Reverse Mortgage. Speak to your Accountant or a Financial Planner for the right strategy for your father. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Can my parent use their Government Subsidised Care Package to pay for part of my Live in care cost?

Kate Lambert2018-10-16T14:34:18+10:00

Answer: Yes absolutely.

Consumer Directed Care (CDC) is as the name suggests – consumer directed, not provider directed. The care recipient or consumer has the right to choose who will be their Approved Provider, what type of care they prefer (e.g. Live in Care), when they want it and who is to supply the care. So even if your current Approved Provider doesn’t provide […]

Can my parent use their Government Subsidised Care Package to pay for part of my Live in care cost?Kate Lambert2018-10-16T14:34:18+10:00

Dad earns little income but his house is worth a bit. Is the Consumer Directed In Home Care Package assets tested?

Kate Lambert2023-11-24T12:40:26+10:00

Answer: There is no assets test for a Consumer Directed Care In Home Care Package, there is only an income test.

NOTE: However please note Nursing Home placements have BOTH income and assets tests.

If your father earns less than $26,985.40 income per year he just pays the Basic Daily Care Fee of $10.43 per day which is 17.5% […]

Dad earns little income but his house is worth a bit. Is the Consumer Directed In Home Care Package assets tested?Kate Lambert2023-11-24T12:40:26+10:00

My mother lives independently in a retirement village. Is she entitled to a Government funded Consumer Directed care package (CDC) for In Home care?

Kate Lambert2023-11-24T12:40:27+10:00

Yes she is.

Over the years, retirement village neighbours have become good friends supporting each other and they don’t want to move to the next stage, such as hostel or nursing home when their care needs increase. They are eligible to apply for a (CDC) Consumer Directed Care Government Funded Home Care Package to provide in […]

My mother lives independently in a retirement village. Is she entitled to a Government funded Consumer Directed care package (CDC) for In Home care?Kate Lambert2023-11-24T12:40:27+10:00

Consumer Directed Care- Government subsidised In Home Care packages

Kate Lambert2023-11-24T12:40:28+10:00

Consumer Directed Care for Government funded Home Care Packages can be very confusing to understand. The following pages were written to educate and empower Daughterly Care clients and their adult children and advocates/advisers, and are valuable reading resources for you.

More Information About Government Funded Consumer Directed Home Care Packages

1. What Is A […]

Consumer Directed Care- Government subsidised In Home Care packagesKate Lambert2023-11-24T12:40:28+10:00

How does Daughterly Care prevent burn out of their Caregivers?

Kate Lambert2023-11-24T12:40:29+10:00

This is a great question because it really gets to the core issue of the difference between two different services.

Live in Care
24 Hour Care

Daughterly Care is one of very few private elder care providers who provide true Live in Care. Other companies say they provide it when in reality they actually provide 24 hour care.

At Daughterly […]

How does Daughterly Care prevent burn out of their Caregivers?Kate Lambert2023-11-24T12:40:29+10:00